Written for Erwin Insurance Agency Insurance policies might just seem like a giant mess of pages, sections, and appendices, but believe it or not, there is some structure to the “mess.” While all policies are structured differently, there are some standards out there. Most insurance policies contain six main components. Each one provides specific information that…
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Written for Erwin Insurance Agency Before an insurance company can give you a homeowner’s policy, they’re going to want to make sure your house isn’t already in shambles. To do that, insurance companies require a home inspection to ensure there’s nothing majorly wrong with your house. There are two main types of home inspections that insurance…
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Written for Erwin Insurance Agency Most states require employers to carry workers’ compensation insurance to protect employees from workplace accidents. Even if you’re not required by state law, it’s always a good idea to protect yourself from liabilities, especially if you work in a high-risk industry like construction or agriculture. Like all insurance, your workers’…
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